Calculators

Calculators:

Home Affordability Calculator

What price home can you afford?
This calculator helps you determine what price home and what monthly payment you can afford.

Gross Monthly Income - Enter your income before taxes and other expenses (including retirement accounts and health insurance). Gross monthly income*:

Down Payment - Enter the down payment you expect to have when you buy your home. Money available for a down payment*:

Monthly Debt Payments - Enter your total debt payments. Remember to include credit card, student loan and auto payments, as well as any other debts you may have such as child support. If you are a homeowner, do not include your current mortgage payment. Monthly debt payments*:

Annual cost for homeowner's insurance - Most lenders will require you to carry homeowners insurance. For more accurate results, enter the annual cost for this insurance. Annual cost for homeowner's insurance*:

Annual cost for property taxes - Some lenders will require you to open an escrow account, and your property taxes will be paid from that account by the lender. These payments are added to your monthly mortgage payment, so for more accurate results, enter the annual cost. Your real estate agent can help you estimate this cost. Annual cost for property taxes*:

Mortgage information

Interest rate - Enter the interest rate that you will pay on your mortgage. You can find current average rates from Freddie Mac at www.freddiemac.com. Interest rate*: %

Term - The period of time between the beginning loan date and the date the entire balance of the loan is due. Loan Term (in years):

Asterisk (*) indicates required fields.

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iNest provides an easy way to compare new homes from leading home builders and get 1% cash back. That's $2,000 on the purchase of a $200,000 home.

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

REALTOR® -- a registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict code of ethics.

*Incentive is not available in all areas, and is available only on modified terms in some areas.

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