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HERE are some Internet sites of interest to home buyers.

www.amtands.com This site for Allen, Morris, Troisi & Simon, a Manhattan law firm that reviews mortgages for several major New York-area lenders, contains a significant amount of real-estate-related legal information.

www.countrywide.com This mortgage lender's site is designed with first-time buyers in mind and offers loans with no down payments. Clients can check on the status of their applications online.

www.ditech.com This lender offers zero-down-payment loans.

www.gomez.com This Internet research company rates various online sites and provides consumer reviews.

www.homeadvisor.com The Microsoft Network's sprawling real estate site contains listings from 110 Multiple Listing Services, links to 20 major mortgage lenders and extensive information on buying, financing, remodeling and repairing homes, as well as neighborhood and school data.

www.homegain.com This online home valuation site provides free appraisals -- just type in the street number and the town and state.

www.homepricecheck.com This is another online appraisal site.

www.homes.com This site lists about 700,000 properties for sale and has links to about 60,000 agents and brokers.

www.homeseekers.com This site lists 825,000 properties, and the listings can be viewed in English, French or Spanish.

www.homestore.com This is the flagship site of a family of sites that include realtor .com, homebuilder.com and springstreet .com, which lists rental apartments in some 6,000 cities in the United States.

www.hsh.com This site provides current mortgage interest rates and extensive additional information related to real estate finance, as well as links to lenders across the country.

www.ired.com The International Real Estate Directory has links to more than 25,000 real estate sites worldwide.

www.lendingtree.com This mortgage site allows lenders to bid for your mortgage.

www.mlx.com This New York City site lists 3,000 co-ops and condominiums for sale.

www.mortgagebot.com This online mortgage lender offers instant online approvals, rate quotes and estimates on closing costs by county.

www.mortgageit.com This site, based in Manhattan, contains links to some 120 lenders, including several that specialize in loans for co-op apartments.

www.nyrealty.com This site has extensive information about the New York City residential real estate market.

www.owners.com This "For Sale by Owner" site has about 20,000 listings and tips for buyers and sellers.

www.schoolmatch.com This site provides nationwide information on school districts.

www.thinkglink.com Ilyce R. Glink, an author and syndicated real estate columnist, offers tips and information about buying, selling and borrowing.


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